FedNow - Dallasfed.org Skip to main content News and EventsCareers All Authors Series Topics Economy Economy Data Regional data U.S. data International data Energy data DataBasics Research Data Center (RDC)-- Regional economy Texas New Mexico Louisiana Dallas Fed Surveys Economic analysis Beige Book Economic indicators Texas Economic Update Texas Employment Forecast U.S. Economy Trimmed Mean PCE Market Value of Government Debt Weekly Economic Index International Economy Database of Global Economic Indicators International House Price Database Mexico Update Global Institute Events Conferences Global Perspectives Energy Center for Energy and the Economy Dallas Fed Energy Survey Energy in the Eleventh District Energy Indicators Energy Slideshow Publications Dallas Fed Economics Southwest Economy Southwest Economy Podcast Special reports Working papers Economists Focus areas/topics Community Community Communities blog In-depth reports Small Business Credit Survey Community topics Small business Workforce development Community Reinvestment Act Advance Together initiative Digital access initiative Our people Events Education Education Classroom Resources Building Wealth lesson plans Classroom-ready presentations Federal Reserve Education Publications Building Wealth Everyday Economics Navigate: Exploring College and Careers Student programs Personal finance workshop -- Events Tours information Banking Banking Banker resources Consumer resources Reserves maintenance Risk and surveillance Lending Discount Window Payments & financial services FedNow Financial services Reporting Financial reporting Regulatory reporting Structure reporting (NIC) Contacts Events Publications and reports Dallas Fed Banking Banking Conditions Survey Current Banking Risks Eleventh District Banking Trends Banking and finance articles About us About Us What we do Reserve Banks and the Fed Counties in our district Our branches El Paso Houston San Antonio Holiday schedule Work with us Transparency President Lorie Logan About Lorie Listening in 360° Calendar Public speaking events Our people Leadership team Regional executives Boards of directors Economists Dallas Fed advisory councils Federal Advisory Council Office of Minority and Women Inclusion Speeches Lorie Logan speeches and publications Leadership speeches Request a speaker Connect with us Attend our events Visit our exhibits Help us track the economy Ask a question or find a contact Do business with us News and EventsCareers HomeBanking Banking Banking home Banker resources Banker resources home Supervision Supervision manuals Guidance letters Community banking organizations RBO, LBO, large complex supervised insurance organizations Regulation Regulation resources Basel regulatory framework Regulations Mergers and acquisitions, applications and memberships M&A information Banking markets Geographic Banking Markets Geographic Banking Market Designations Consumer compliance examination Discount window Director's training BSA/AML/OFAC IT examination Member banks Consumer resources Consumer information File a complaint about a bank Financial, regulatory and structure reporting Financial reporting Financial reporting Links Reporting tools Regulatory reporting Regulatory reporting home Forms and instructions Links Structure reporting (NIC) Lending Discount Window Payments & financial services FedNow Financial services Reserves maintenance Risk and surveillance Publications and reports Dallas Fed Banking Banking Conditions Survey Current Banking Risks Eleventh District Banking Trends More publications Events Contacts Specialists by topic Leadership team FedNow What is FedNow? The FedNow Service is a new instant-payment infrastructure developed by the Federal Reserve that allows financial institutions of every size across the U.S. to provide safe and efficient payment services. Read about the launch Like other payment infrastructure services offered by the Federal Reserve, the FedNow Service is not directly accessible to individual consumers. In the coming years, customers of enrolled banks and credit unions should be able to use their financial institution’s mobile app, website and other interfaces to send instant payments quickly and securely. We anticipate that as financial institutions join the FedNow Service, they will offer new products and services for their customers to make instant payments over time. Information for banks and credit unions The FedNow Service is a flexible platform that can be used to support multiple types of payments. We anticipate that as financial institutions join the service, they will roll out a variety of innovative instant payment services that customers will find beneficial, particularly in times where rapid access to funds is useful, or just-in-time payments help manage cash flows in bank accounts. Learn about FedNow FedNow Service virtual town hall Aug. 31, 2023 -- At this lively 90-minute virtual town hall, attendees heard from financial institutions that are live on the FedNow Service and learned about their launch experiences and ways they’re supporting a variety of instant payment use cases. Federal Reserve leaders also previewed what’s next for the FedNow Service and upcoming engagement opportunities. | Presentation slides Register now -- Share this To find out how your financial institution can participate in the FedNow Service, contact your Federal Reserve Bank Financial Services Relationship Manager. Quick links Global Institute Building Wealth Banking blog Communities blog Economics blog Visit us Publications About us Transparency Holiday schedule Careers Office of Minority and Women Inclusion Contact us Frequently asked questions Locations and teams Media relations Vendors and suppliers Website feedback Stay informed Get analysis, research, resources and event information delivered directly to your inbox. Subscribe Email address Sign Up -- Follow the Dallas Fed 2200 N. Pearl St., Dallas, Texas 75201 P: 214.922.6000 or 800.333.4460-- expand_less Top 2200 N. Pearl St., Dallas, Texas 75201214.922.6000 or 800.333.4460Terms of UsePrivacy Notice