Terms | Currencycloud Solutions  Banks  Fintech  FX Brokers Platform Functionality Collect Collect and receive funds from around the world Convert Real-time wholesale FX rates across 100's of currency pairs Pay Send funds and make payments around the world Manage Complete control of your transactions and accounts Swift payments Integrate the security and efficiency of Swift payment systems Applications Spark Universal solution offering multi-currency wallets with named customer accounts Tech API Integration Build using our APIs to control your customer experience Direct Platform Access our pre-built platform to get up and running fast White label Platform Our pre-built platform customized in your brand Resources  Knowledge Hub  Blog  Payments Innovation Podcast About  Clients  Partners  News  Leadership  Careers Developer Portal Help Center English Français Deutsch Italiano EspañolGet Started Solutions Banks Fintech FX Brokers Platform Collect Convert Pay Manage Swift payments Spark API Integration Direct Platform White label Platform Resources Knowledge Hub Blog Payments Innovation Podcast About Clients Partners News Leadership Careers Get Started English Français Deutsch Italiano Español Terms Standard Terms of Use for Clients, excluding those based in the European Economic Area. These Terms of Use apply from 15 August 2024. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Global Account where you can Store and Pay-Out fundsCurrencycloud LtdTerms of Use (UK-Ltd)Foreign Exchange ServiceYour Global Account where you can Convert funds between different currenciesEUR, GBP, CAD & SWIFT Collection ServiceYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank accountSpark ServiceYour international payments experience, where you can integrate international and local clearing into your payments and FX platform Standard Terms for Customers of Business Introducers, excluding Customers based in the European Economic Area. These Terms apply from 1 February 2025. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Currencycloud Account where you can Store and Pay-Out fundsCurrencycloud LtdCurrencycloud Terms – UK IKYCForeign Exchange ServiceYour Currencycloud Account where you can Convert funds between different currenciesCurrency Collection ServicesYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account Standard Terms for Customers of Currencycloud’s Agents, excluding Customers based in the European Economic Area. These Terms apply from 1 February 2025. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Currencycloud Account where you can Store and Pay-Out fundsCurrencycloud LtdCurrencycloud Terms – UK AgentForeign Exchange ServiceYour Currencycloud Account where you can Convert funds between different currenciesCurrency Collection ServicesYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your account Standard Terms of Use for Clients based in the European Economic Area. These Terms of Use apply from 1 December 2025. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Global Account where you can Store and Pay-Out fundsCurrencycloud B.V.Currencycloud Terms EUForeign Exchange ServiceYour Global Account where you can Convert funds between different currenciesCurrency Collection ServicesYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account Standard Terms of Use for Customers of Business Introducers based in the European Economic Area. These Terms apply from 1 December 2025. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Currencycloud Account where you can Store and Pay-Out fundsCurrencycloud B.V.Currencycloud Terms – EU - IKYCForeign Exchange ServiceYour Currencycloud Account where you can Convert funds between different currenciesCurrency Collection ServicesYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank account Standard Terms for Customers of Currencycloud’s Agents based in the European Economic Area. These Terms apply from 1 December 2025. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Currencycloud Account where you can Store and Pay-Out fundsCurrencycloud B.V.Currencycloud Terms – EU - AgentForeign Exchange ServiceYour Currencycloud Account where you can Convert funds between different currenciesCurrency Collection ServicesYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your account Standard Terms of Use for Clients who wish to send and/or collect USD in the United States. These Terms of Use apply from 1 October 2024. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USELocal USD Spark ServiceYour international payments experience, where you can integrate international and local clearing into your payments and FX platformVisa Global Services Inc.VGSI Terms Additional Terms of Use for Customers of Business Introducers who wish to send and/or collect USD in the United States. These Terms of Use apply from 1 October 2024. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEUSD Collection ServiceYour Collection Service where you can Collect USD, store, convert and repatriate funds to your accountVisa Global Services Inc.Customer – VGSI TermsLocal USD Spark ServiceYour international payments experience, where you can integrate international and local clearing into your payments and FX platformVisa Global Services Inc.Customer – VGSI TermsUSD Top-Up ServiceYour Top-Up Service that enables you to send USD from the U.S. to your Currencycloud AccountVisa Global Services Inc.Customer – VGSI Terms Additional Terms of Use for Customers of Currencycloud Agents who wish to collect USD in the United States. These Terms of Use apply from 1 October 2024. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEUSD Collection ServiceYour Collection Service where you can Collect USD, store, convert and repatriate funds to your accountVisa Global Services Inc.VGSI Terms – Agent Terms of Use for Clients, excluding those based in the European Economic Area, who entered into an agreement with us on or before 14 August 2024. SERVICEDESCRIPTIONSERVICE PROVIDERGOVERNING TERMS OF USEPayment ServicesYour Global Account where you can Store and Pay-Out fundsCurrencycloud LtdTerms of Use (UK-Ltd)Foreign Exchange ServiceYour Global Account where you can Convert funds between different currenciesEUR, GBP, CAD & SWIFT Collection ServiceYour Collection Service where you can Collect EUR, GBP, CAD, or via SWIFT in multiple currencies and store, convert and repatriate funds to your own bank accountSpark ServiceYour international payments experience, where you can integrate international and local clearing into your payments and FX platform Terms of use for Currencycloud Direct Demo Terms of Use Terms of Use for Currencycloud Pte Ltd Terms of Use © 2025 Currencycloud Legal Terms Privacy Notice Your Privacy Rights Cookie Policy Security Data Policy Contact Modern Slavery Act Transparency Statement English Français Deutsch Italiano Español