Automated Claim Adjustment Process (ACAP) Depository Institution Testing Skip to main content Toggle navigation Search Application Sign In Discount Window Direct FedLine Developer FedLine Web Reporting Central Reserves Central Structure Central Survey Central Term Deposit Facility Service Status Contact Search Application Sign In Discount Window Direct FedLine Developer FedLine Web Reporting Central Reserves Central Structure Central Survey Central Term Deposit Facility Service Status Contact Financial Services Financial Services Home Accounting Accounting Services Home Account Management Information Daily Statement of Account Daylight Overdraft Reports Premium Accounting Information Services Statement of Service Charges 2026 Fees Business Continuity Forms Resources Service Setup ACH FedACH Products & Services Home FedACH Exception Resolution Service FedACH Information File Service FedACH Origination & Receipt FedACH Risk Management Services FedACH SameDay Service FedGlobal ACH 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The Federal Reserve Banks will communicate the ACAP DIT testing schedule, requirements and guidelines. Even if a participant does not intend to use ACAP services, the participant may receive securities transfer messages that include an ACAP tag from other participants, which automatically triggers ACAP tracking. If the Fedwire® Securities Service determines that a transaction, or repo/securities lending positions created via a transaction, will result in claims, those claim adjustments will be made automatically on the adjustment date, regardless of the participant's intent to use ACAP services. The Fedwire Securities Service will notify participants of their upcoming claim adjustments via the Adjustment Notification statement transmitted the evening of the business day prior to the adjustment date. Once a claim adjustment debit or credit is made, the participant will be notified of the debit or credit to its master account via an incoming claim adjustment credit/debit message. It is highly recommended to test early in the DIT period to allow adequate time to successfully complete the steps needed to create repo and/or securities lending positions in the DIT environment that will affect claim adjustments and to allow yourself time to adjust your own processes and systems if needed. Sequential steps that need to be taken are dependent on the asset and transaction type of ACAP claim adjustment being tested, the institution’s securities holdings, and the associated record dates and payment dates of those holdings. Participants and service providers need to be mindful of the refresh schedule in the DIT environment as all data, including any testing activity since the last refresh, will be replaced with production environment data. Participants and service providers who test before the ACAP enhancements go into effect will be prioritized for support in the event of an issue after implementation. Testing Periods Paused: Testing for Phase 2 enhancements FedLine Direct® Customers To validate FedLine Direct customers’ readiness for the implementation of the ACAP enhancements, the Federal Reserve Banks highly recommend all FedLine Direct participants and their service providers test the ACAP enhancements. FedLine Advantage® Customers FedLine Advantage customers that receive their Fedwire Securities statements via the FedLine Direct Solution (i.e., FedLine Direct File, FedLine Direct Message) or FedLine Command® channels may need to make changes or add controls to their internal applications to receive and process ACAP statements. The Federal Reserve Banks highly recommend these FedLine Advantage customers test the ACAP enhancements. The Federal Reserve Banks highly recommend FedLine Advantage participants who export incoming messages through the FedPayments Manager — Securities application to participate in testing to ensure downstream operations can process incoming claim adjustment messages. ACAP Enhancements Testing Registration Participants and service providers are required to register for ACAP Phase 2 testing in the DIT by submitting the Fedwire Securities Service Depository Institution Testing (DIT) Application Test Request Form. In Section 2, please select "Regular Testing" in the Testing Type field and provide in the comments in Section 6 "ACAP Phase 2." Customer testing is currently paused until further notice. For ACAP testing-related questions, you should contact the Wholesale Testing Services team. 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