Apache Fineract®
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Apache Fineract®
infoAbout
peopleContribute
downloadDownloads
library_booksResources
linkReference
Apache Fineract®Platform for Digital Financial Services
account_balanceWhat is Apache Fineract®?
Apache Fineract® (\'fīn-,ə-,rakt\) is open source software for financial services, designed to create a cloud-ready core banking system that enables digital financial services for everyone, including the unbanked and underbanked.
rocket_launchOur Mission
cloud_done
Build and maintain a cloud-ready core banking system
security
Ensure robust, scalable, and secure operations
accessibility_new
Promote financial inclusion worldwide
savings
Enable digital transaction accounts for all
starsKey Benefits
verified
Reliable
Proven track record in high-transaction environments
trending_up
Scalable
Designed for cloud deployment and growth
savings
Affordable
Cost-effective solution for institutions of all sizes
api
Open APIs
Headless application design for maximum flexibility
For Solution Providers
Fineract® 1.x is a cloud-ready platform with open APIs, designed as a headless application.
This makes it ideal for solution providers who want to:
integration_instructionsIntegrate
Build custom interfaces and extensions
architectureScale
Deploy cloud-native solutions
hubInnovate
Create unique financial products
About
infoWhat is Fineract®?
Apache Fineract® is a sophisticated core banking system that provides comprehensive financial technology solutions. It offers robust features for client data management, loan and savings portfolio management, integrated real-time accounting, and extensive reporting capabilities.
settingsKey Features
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Flexible Product Configuration
Customize financial products to meet your needs
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KYC Documentation Support
Flexible customer system of record
rule
Business Rule Sets
Four eyes principles and configurable workflows
payments
Payment Recognitions
System of record for repayments
account_balance
Portfolio Management
Complete loan and investment tracking
architectureDeployment Options
cloud
Cloud Deployment
Scalable cloud-based solutions with active community support
computer
On-Premise
Legacy or Traditional deployment
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Mobile Access via Headless Design
Headless designs allow for third party mobile solutions
api
Open API
Comprehensive API support since 2011
extension
Extensible Architecture
Support for any organizational type or delivery channel
warningImportant Notice
We encourage all users of Fineract® to:
Consult competent technical resources for questions about secure deployment and operation
Review the FAQ and Security Guide for essential setup information
Refer to the Apache license for legal information
historyDeprecated Sub-Project Notice
The Fineract® CN project (microservice architecture version) was deprecated in May 2023 and archived in late 2023. While this side-project served an important role in describing a microservice approach, it was never officially released.
Contribute
peopleJoin Our Community
The Apache Fineract® community welcomes contributors who want to support the Fineract® technology. Our community builds everything from this website, to the Fineract® code, to documentation and best practices information.
We especially welcome additions and corrections to the documentation, wiki, and website to improve the user experience. Bug reports and fixes and additions to the Apache Fineract® code are welcome. Helping users learn best practices also earns good karma in our community.
Security vulnerabilities necessitate special handling: these must be reported privately and immediately to the Apache Fineract® Security Team, via email, to security at fineract.apache.org. Review and follow the Apache Security Team vulnerability reporting guidelines, especially with regard to working in private prior to public disclosure.
buildWays to Contribute
code
Submit bug fixes and new features to the codebase
description
Improve documentation and wiki pages
web
Enhance the website user experience
school
Help users learn best practices
bug_report
Report bugs and suggest improvements
mailMailing Lists
Development List
For users, developers, and contributors discussing Apache Fineract®
email
dev@fineract.apache.org
person_addSubscribe
historyArchives
Commits List
Receive notifications of all code contributions
email
commits@fineract.apache.org
person_addSubscribe
historyArchives
Issues List
Receive notifications of all issue tracker activity
email
issues@fineract.apache.org
person_addSubscribe
historyArchives
forumChat
Connect with the Apache Fineract community in real-time.
Matrix Space
The primary community hub for announcements, general discussions, and collaboration across the Fineract ecosystem.forumOpen Matrix Space
Developer Chat
Core project development, technical design, and system architecture discussions.codeJoin Room
GSoC Chat
Google Summer of Code mentoring, student onboarding, and project discussions.schoolJoin Room
tips_and_updatesGetting Started
New to contributing? Check out our Contributor's Guide for:
Development environment setup
Coding standards and best practices
Pull request guidelines
Testing procedures
Documentation guidelines
Community best practices
Downloads
Below you'll find official Apache Fineract® releases. We recommend using the latest stable version. Each release includes binary and source distributions with corresponding verification files.
VersionStatusRelease NotesBinarySource1.15.0current stableApache Fineract® 1.15.0apache-fineract-bin-1.15.0.tar.gz
(
signature, sha512)apache-fineract-src-1.15.0.tar.gz
(
signature, sha512)1.14.0EOLApache Fineract® 1.14.0unavailableunavailable1.13.0EOLApache Fineract® 1.13.0unavailableunavailable
verified_userVerifying Downloads
We recommend verifying downloaded files using:
securityGPG Signature (.asc)
PGP signature files (verify with KEYS)
check_circleSHA512
Checksums to verify file integrity
See Verifying Apache Software Foundation Releaseslaunch
If you are looking for an old release that is not present here or on the mirror, please check the Apache archives.
Resources
rocket_launchGetting Started
Demo Server
Try Fineract® on our community CI/CD serverGetting Started Guide
Setup guide for Fineract® 1.x (non-CN)Contributor's Guide
Learn how to contribute to Fineract®
engineeringDevelopment
Main Repository
Source code for Apache Fineract®Issue Tracker
Report bugs and request featuresCommitter's Zone
Guidelines for pull requests and code reviews
descriptionDocumentation
Project Wiki
Project management and legacy documentationCurrent Documentation
System documentationAPI Documentation
Legacy API referenceSecurity Reports
Fixed security issues and updates
codeRelated Resources
Website Repository
Source code for this websiteLicensing
Apache License informationSecurity
Apache security policies and proceduresFAQ
Apache security policies and procedures
Reference
language
The Apache Software Foundation
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License
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Sponsorship
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Thanks
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Privacy
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Security
Copyright © 2009–2026 The Apache Software Foundation.
Licensed under the Apache License, Version 2.0.
Apache Fineract®, Fineract®, Apache, the Apache feather, and the Apache Fineract® project logo are either registered trademarks or trademarks of the Apache Software Foundation.