Enhanced Financial Accounts: Household Debt - Fed Communities Subscribe Topics Employment Benefits Cliff Child Care Investing in America’s Workforce Worker Perspectives Economic Development Community Reinvestment Act (CRA) Digital Access Rural Development Housing Small Business Entrepreneurship Small Business Credit Survey Stories Benefits Cliff Stories CRA: Building Stronger Communities Rural America: A Treasure of Assets Partner stories Investment Connection: Getting to ‘We Have a Deal’ Small Lenders, Small Businesses, and the Paycheck Protection Program Opportunity Occupations: Joining the Workforce Data Banking Deserts Dashboard CDFI Survey Community Perspectives Survey Community Development Data & Tools Explorer Perspectives from Main Street Worker Perspectives Events Calendar Connecting Communities® Webinars On-demand 2026 Research Seminar Series Uneven Outcomes Conference Experts About Us Our Leadership Latest News and Views Subscribe Contact Us Search Type: Map Data Format: Interactive Geographic Coverage: County, MSA, State Scale/Focus: National Interactive: Yes Frequency of Update: Annually Credit & Debt Enhanced Financial Accounts: Household Debt Board of Governors A growing body of research documents the importance of household debt to the Great Recession and subsequent sluggish recovery. Notably, counties in which households were heavily indebted relative to their income at the beginning of the downturn experienced sharper declines in consumption expenditure and employment. The tables and interactive maps allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999. Consumer Credit and Capital Explore the tool Subscribe Stay connected with our monthly newsletter. Subscribe Contact us Have a question or just want to say hi? Contact us Fed Communities is a collaboration among the 12 Reserve Banks of the Federal Reserve System. Site Policies Privacy Policy Terms of Use Site Accessibility © 2024 Fed Communities. All rights reserved.