Credit Insecurity Index - Fed Communities Subscribe Topics Employment Benefits Cliff Child Care Investing in America’s Workforce Worker Perspectives Economic Development Community Reinvestment Act (CRA) Digital Access Rural Development Housing Small Business Entrepreneurship Small Business Credit Survey Stories Benefits Cliff Stories CRA: Building Stronger Communities Rural America: A Treasure of Assets Partner stories Investment Connection: Getting to ‘We Have a Deal’ Small Lenders, Small Businesses, and the Paycheck Protection Program Opportunity Occupations: Joining the Workforce Data Banking Deserts Dashboard CDFI Survey Community Perspectives Survey Community Development Data & Tools Explorer Perspectives from Main Street Worker Perspectives Events Calendar Connecting Communities® Webinars On-demand 2026 Research Seminar Series Uneven Outcomes Conference Experts About Us Our Leadership Latest News and Views Subscribe Contact Us Search Type: Report Data Format: HTML Geographic Coverage: National, State Scale/Focus: State Interactive: No Frequency of Update: Irregular Credit & Debt Credit Insecurity Index New York Fed The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain credit at choice to manage emergencies, take advantage of opportunities, or invest in one’s future. Building Wealth, Consumer Credit and Capital Explore the tool Subscribe Stay connected with our monthly newsletter. Subscribe Contact us Have a question or just want to say hi? Contact us Fed Communities is a collaboration among the 12 Reserve Banks of the Federal Reserve System. Site Policies Privacy Policy Terms of Use Site Accessibility © 2024 Fed Communities. All rights reserved.