Credit & Debt Archives - Fed Communities Subscribe Topics Employment Benefits Cliff Child Care Investing in America’s Workforce Worker Perspectives Economic Development Community Reinvestment Act (CRA) Digital Access Rural Development Housing Small Business Entrepreneurship Small Business Credit Survey Stories Benefits Cliff Stories CRA: Building Stronger Communities Rural America: A Treasure of Assets Partner stories Investment Connection: Getting to ‘We Have a Deal’ Small Lenders, Small Businesses, and the Paycheck Protection Program Opportunity Occupations: Joining the Workforce Data Banking Deserts Dashboard CDFI Survey Community Perspectives Survey Community Development Data & Tools Explorer Perspectives from Main Street Worker Perspectives Events Calendar Connecting Communities® Webinars On-demand 2026 Research Seminar Series Uneven Outcomes Conference Experts About Us Our Leadership Latest News and Views Subscribe Contact Us Search Credit & Debt Credit & Debt Small Business Small Business Credit Survey August 27, 2025 Fed Small Business features small business research and analysis by the 12 Reserve Banks of the Federal Reserve System, including the national Small Business Credit Survey (SBCS) and related data, reports, and partner opportunities. Read more → : Small Business Credit Survey Credit & Debt Survey of Consumer Finances (SCF) August 27, 2025 The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families’ balance sheets, pensions, income, and demographic characteristics. Information is also included from related surveys of pension providers and the earlier such surveys conducted by the Federal Reserve Board. No other study for the… Read more → : Survey of Consumer Finances (SCF) Credit & Debt Consumer Credit Explorer August 27, 2025 The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels. Read more → : Consumer Credit Explorer Credit & Debt CDFI Finder August 27, 2025 Looking for a CDFI that serves your neighborhood, city, or region? Enter your ZIP Code in the field below, select a search radius from the drop-down menu, and click “Find a CDFI.” Results will appear in order of their proximity to the specified ZIP Code. Read more → : CDFI Finder Credit & Debt The Twin Cities Community Credit Profile August 27, 2025 Interactive data tool illuminates credit conditions in the seven-county Minneapolis-St. Paul metropolitan area and demonstrates how people in some communities have more limited access to credit than others. Read more → : The Twin Cities Community Credit Profile Credit & Debt Enhanced Financial Accounts: Household Debt August 27, 2025 A growing body of research documents the importance of household debt to the Great Recession and subsequent sluggish recovery. Notably, counties in which households were heavily indebted relative to their income at the beginning of the downturn experienced sharper declines in consumption expenditure and employment. The tables and interactive maps allow users to explore the… Read more → : Enhanced Financial Accounts: Household Debt Credit & Debt Economic Development Survey of Household Economics and Decisionmaking (SHED) August 27, 2025 Since 2013, the Federal Reserve Board has conducted the Survey of Household Economics and Decisionmaking (SHED), which measures the economic well-being of U.S. households and identifies potential risks to their finances. The survey includes modules on a range of topics of current relevance to financial well-being including credit access and behaviors, savings, retirement, economic fragility,… Read more → : Survey of Household Economics and Decisionmaking (SHED) Credit & Debt Building Wealth August 27, 2025 Building Wealth is a personal finance education resource that presents an overview of wealth-building strategies for consumers, community leaders, teachers, and students. Read more → : Building Wealth Credit & Debt Credit Insecurity Index August 27, 2025 The Credit Insecurity Index is a new tool that helps to provide a more comprehensive view of credit access and community credit health. By moving beyond metrics that traditionally focus on residents without a credit file or score, this Index incorporates an additional assessment of residents who are “credit constrained,” that is, unlikely to obtain… Read more → : Credit Insecurity Index Consumer Credit and Capital Credit & Debt Economic Development An interactive tool maps the community development funding landscape July 14, 2025 The St. Louis Fed created the Community Investment Explorer tool, which analyzes five years of the most recently available data from nine funding programs to help inform community researchers and practitioners. Read more → : An interactive tool maps the community development funding landscape Subscribe Stay connected with our monthly newsletter. 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