How Financial Models Advance and Constrain Low-Income Communities - Fed Communities Subscribe Topics Employment Benefits Cliff Child Care Investing in America’s Workforce Worker Perspectives Economic Development Community Reinvestment Act (CRA) Digital Access Rural Development Housing Small Business Entrepreneurship Small Business Credit Survey Stories Benefits Cliff Stories CRA: Building Stronger Communities Rural America: A Treasure of Assets Partner stories Investment Connection: Getting to ‘We Have a Deal’ Small Lenders, Small Businesses, and the Paycheck Protection Program Opportunity Occupations: Joining the Workforce Data Banking Deserts Dashboard CDFI Survey Community Perspectives Survey Community Development Data & Tools Explorer Perspectives from Main Street Worker Perspectives Events Calendar Connecting Communities® Webinars On-demand 2026 Research Seminar Series Uneven Outcomes Conference Experts About Us Our Leadership Latest News and Views Subscribe Contact Us Search Speakers Agenda October 2, 2023 2023 Federal Reserve Community Development Research Seminar Series WATCH ON DEMAND Keys to Opportunity in the Housing Market: How Financial Models Advance and Constrain Low-income Communities, October 2, 2023 (video, 1:32:59). Open transcript in new window. Since the Great Recession, financial markets have increasingly influenced housing markets and have had a particular impact on low- and moderate-income communities. Whether selling homes through contracts for deed or acquiring single-family homes to rent out, corporate and institutional investors are both expanding and constraining opportunity. This seminar, presented by the Federal Reserve Banks Cleveland and Minneapolis on October 2, 2023, gathered experts for a research-driven discussion exploring how both contracts for deed and investor-owned single-family rentals are affecting lower-income communities. Panel speakers Brian An Assistant Professor and Director of Master of Science in Public Policy School of Public Policy at Georgia Tech Sarah Bolling Mancini Co-Director of Advocacy National Consumer Law Center  Laurie Goodman Institute Fellow Urban Institute John Green Managing Principal Blackstar Stability Kyle Mangum Senior Economist Federal Reserve Bank of Philadelphia  Hal Martin Policy Economist Federal Reserve Bank of Cleveland Eric Seymour Assistant Professor Edward J. Bloustein School of Planning and Public Policy at Rutgers University Agenda 2:00-2:02 pm ET Welcome and opening remarks Jennie Blizzard, Communications Advisor, Fed Communities Lisa Nelson, Assistant Vice President, Federal Reserve Bank of Cleveland 2:02-2:03 pm ET Introduction of Panelists 2:03-2:45 pm ET Panel 1: Contract for Deed Download presentation slides (pdf, 5 MB) Sarah Bolling Mancini, Co-Director of Advocacy, National Consumer Law Center moderator John Green, Managing Principal, Blackstar Stability Hal Martin, Policy Economist, Federal Reserve Bank of Cleveland Eric Seymour, Assistant Professor, Edward J. Bloustein School of Planning and Public Policy at Rutgers University 2:45-2:47 pm ET Transition and introduction of panelists 2:47-3:29 pm ET Panel 2: Investor-Owned Single-Family Homes Download presentation slides (pdf, 3 MB) Libby Starling, Director, Federal Reserve Bank of Minneapolis moderator Brian An, Assistant Professor and Director of Master of Science in Public Policy, School of Public Policy at Georgia Tech Laurie Goodman, Institute Fellow, Urban Institute Kyle Mangum, Senior Economist, Federal Reserve Bank of Philadelphia 3:29-3:30 pm ET Closing remarks About the Series This seminar is part of the Federal Reserve Community Development Research Seminar Series, a forum for exploring the intersection of research, policy, and practice in the community development field. The Series expands access to high-quality research that informs stakeholders who are working to support low- and moderate-income communities and communities of color. Subscribe Stay connected with our monthly newsletter. Subscribe Contact us Have a question or just want to say hi? Contact us Fed Communities is a collaboration among the 12 Reserve Banks of the Federal Reserve System. Site Policies Privacy Policy Terms of Use Site Accessibility © 2024 Fed Communities. All rights reserved.